To answer, you should go to the pro se (self represented) office in the courthouse where the case was filed and fill out a pro se answer form. Do not forget that the plaintiff has the burden of proof! This means that the medical provider or company suing you has to prove that you owe the debt.
How do I settle a medical debt lawsuit?
Negotiating medical debt settlement on your own means working with the collections agency to lower the amount of your debt you have to pay back. Offer to pay a percentage of your debt and enter into a settlement agreement. You may be able to make monthly payments on this settled amount until it’s paid off.
What should I do if I receive a debt summons?
If you have received papers made to resemble official court documents you should contact an attorney to discuss possible claims under the Fair Debt Collection Practices Act. The Summons says if a complaint is not filed within ten (10) days after service the lawsuit will be deemed dismissed and I won’t have to file an answer. What does this mean?
What can I do if I have been served with a summons?
If you don’t have the time or tenacity to go pro se and stand on your own in court, and you want “council” to speak for you and prepare and file papers, please consider Option 4 (b) further below. Option 3: File Some Papers, Go to Court, Tell Your Story and Hope for the Best Hope will not get you anywhere in court.
What should I do before a medical debt lawsuit?
The first thing you must do is prepare an answer to the lawsuit, including any defenses or countersuits that you want to raise. This will involve filing paperwork at the court, mailing paperwork and showing up on your initial court date. Again, it’s advisable to get a lawyer to help you through this, or at least get a consult.
What to do when you are served papers for a debt?
Once served, the defendant must appear in court to respond. Ideally, debt can be settled outside of court. Negotiating with creditors outside of court saves everybody the time, money, and effort of a civil lawsuit. Refinancing, debt restructuring, and other tactics can help forgive outstanding obligations.
