Capital Bank
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Is OpenSky a Capital One?
The minimum deposit on the OpenSky® Secured Visa® Credit Card is $200, which gets you a credit line of $200. With the Secured Mastercard® from Capital One, you could qualify for a $200 credit line with a deposit of just $49, $99 or $200.
How do I contact OpenSky?
Please contact our Customer Service Department by calling 1-800-859-6412.
Does OpenSky report to TransUnion?
The OpenSky® Secured Visa® Credit Card reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. OpenSky reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian.
How fast does open sky build credit?
Build credit quickly. OpenSky reports to all 3 major credit bureaus. 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
Does open sky approve everyone?
OpenSky doesn’t require any credit check to apply for the card and offers everyone who is approved the same APR and credit limit range.
Can I increase my OpenSky credit limit?
You can get a OpenSky credit limit increase by requesting it through your online account and if approved, adding more funds to your security deposit.
Does open sky really work?
The OpenSky Credit Card is a good choice for people with a bad credit score who want high approval odds more than they want rewards. There is no credit check for new applicants, and the OpenSky Card’s main benefit is the opportunity to build credit at a reasonable cost, considering the card’s $35 annual fee.
Does Open Sky credit card give increases?
Does OpenSky increase your credit limit? You must request all credit increases. In your first year, you can increase your credit limit for free up to a maximum of $3,000 by sending in an additional deposit. In your second year, you will pay $25 to make any changes to your credit limit.
