What is EFS money code?

Typically, an EFS code will be given to a fleet owner or directly to a driver. The code varies in length, but is usually 10 digits. Once received, the trucking company has several options to redeem their money. Express Codes can be cashed at most truckstops or any bank as long as EFS is accepted.

What is a TCH check?

A type of check issued to truck drivers to be used for fuel and supplies while on the road. These checks look similar to personal checks, but are tied to the trucking company’s account, as they are intended to cover business expenses incurred on the job.

How do I use my EFS money code?

To transfer by phone, follow the instructions below:

  1. Call the EFS Automated Phone System @ 888-824-7378.
  2. Be ready with your EFS Card # as well as your PIN.
  3. Select option 3 to issue an EFS Check.
  4. Fill out the check information.
  5. Enter the Money Code in the box that says Money Code on the left side of the check.

How do I find my EFS authorization code?

You may obtain or verify an authorization code for an EFS check via your POS device, using the EFS voice response system, online at or by calling EFS Customer Service. number – follow the check verification procedures to ensure it is a valid authorization code.

How do I get EFS checks?

Please contact EFS Customer Service at (888) 824-7378 to order EFS Checks at no cost to you.

How do you authorize a check?

You endorse a check on the back of the check. There may be a simple line or a box that reads: “Endorse Here.” There’s usually another line that says, “Do not write, stamp, or sign below this line.” The endorsement area is typically about 1.5” long and covers the breadth of the check.

How do I cash a check?

Cash it at the issuing bank (this is the bank name that is pre-printed on the check) Cash a check at a retailer that cashes checks (discount department store, grocery stores, etc.) Cash the check at a check-cashing store. Deposit at an ATM onto a pre-paid card account or checkless debit card account.

Does Bank of America cash EFS checks?

You can cash an EFS check at most local banks such as Chase, Bank of America, Wells Fargo, and the U.S. Bank. However, you will be required to bring the EFS check to the local bank’s branch for review and verification before the bank cashes it for you.

Can I use my EFS card as a debit card?

EFS Debit Cards: FactorLoads EFS cards also work as a debit card. You and your drivers can use your EFS debit card to access funds from more than 600,000 ATM locations, plus most all store front locations.

What is EFS ID?

The Driver ID or PIN# is the first four digits of the van number, i.e.… for van #:42148, the Driver ID or PIN# is 4214. If the EFS card asks for the Odometer reading enter you CAPID. Note the Driver Assistance number to the right. This is new to this EFS Card.

How do I transfer money from my EFS card to my bank account?

Schedule/Cancel One-Time Transfers To schedule a one-time account transfer to an external bank, select One-Time Transfer from the SmartFundsSM sub-menu. Funds are transferred once daily, so depending on the time the transfer is submitted, it can take 1-3 business days before funds appear in the external bank account.

Are EFS checks free?

EFS Checks are a cost-effective way to instantly issue payment or cash – 24 hours a day.

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