| HDFC Bank Credit Card Eligibility Criteria | |
|---|---|
| Criteria | Details |
| Maximum Age | 60 years (for salaried), 65 years (for self-employed) |
| Minimum Income Required | Rs. 10,000 onwards |
| Other Criteria | Should have a regular source of income Should have a decent credit score |
What is the minimum salary required for credit card?
Credit Card Eligibility
| Credit Card Provider | Age Requirement | Min. Income Requirements |
|---|---|---|
| Axis Bank | 21 – 60 years | Rs. 25,000 per month |
| Citibank | 23 – 60 years | Rs. 25,000 per month |
| HDFC Bank | 21 – 60 years | Rs. 13,500 per month |
| HSBC Bank | 21 – 60 years | Rs. 3.00 lakh per annum |
How much salary is eligible for credit card?
Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
How can I know my HDFC credit card limit?
To find out your credit card limit, there are no calls to be made. You can SMS CCACL Last four digits of your credit card number to 5676712. Is there any number I can call to check my credit card balance? You can always call the toll-free HDFC number 1800 270 3311.
Can I get credit card with one month salary slip?
Yes, customers can apply for a credit card without submitting a salary slip. In its place they can submit Income Tax Return acknowledgement.
Is your credit limit monthly?
Your credit limit and card balance are reported to the credit bureaus each month.
How can I increase my HDFC credit card limit?
Phone banking You can also call our 24/7 customer care number for assistance. Or visit your nearest HDFC Bank branch for details and enquiry on Credit Card limit enhancement.
Which bank gives credit card with low salary?
Best Credit Cards in India for People with Income Below Rs. 25,000
| Credit Card | Annual Fee | Minimum Monthly Income |
|---|---|---|
| HDFC MoneyBack Credit Card | Rs. 500 | Rs. 13,500 |
| SBI SimplyCLICK Credit Card | Rs. 499 | Rs. 20,000 |
| BPCL SBI Card | Rs. 499 | Rs. 20,000 |
| HDFC Easy EMI Credit Card | Rs. 500 | Rs. 10,000 |
