The FICO® Score provided to you is the FICO® Bankcard Score 8 based on Equifax Data, and is the same score that SunTrust uses, along with other information, to manage your account.
Which credit bureau is most used for personal loans?
FICO® Scores
While there’s no exact answer to which credit score matters most, lenders have a clear favorite: FICO® Scores are used in over 90% of lending decisions.
Which credit bureau do lenders use?
FICO Score
For the majority of general lending decisions, such as personal loans and credit cards, lenders use your FICO Score. Your FICO Score is calculated by the data analytics company Fair Isaac Corporation, and it’s based on data from your credit reports.
What is the minimum credit score for a bank loan?
The minimum credit score to qualify for a personal loan is typically 610 to 640, according to an anonymized dataset of NerdWallet users who pre-qualified for personal loans. A high credit score doesn’t guarantee you’ll qualify or get a low rate.
Does SunTrust offer free checking?
The Essential Checking Student Waiver provides a checking account with no monthly maintenance fee for up to 5 years. Any individual is qualified as a student if they are currently attending High School, College/University, or Technical/Trade Schools.
Does SunTrust have free checking for seniors?
SunTrust Select 50 is a free, basic checking account for customers 50 and older. There’s no minimum balance, direct deposit requirement, or monthly maintenance fee, and the first order of standard checks is free.
What is the minimum to open a SunTrust checking account?
Personal Checking Accounts
| Table Comparison | |
|---|---|
| Checking Account Benefits | |
| Being rewarded for financial growth with perks and rewards | Building a foundation for financial confidence with easy ways to avoid fees |
| Balance required to open a checking account | |
| $100 | $100 |
